[ Travel ]
Car Rental Insurance
Ground Transportation :|: Car Rentals
Car Rental Insurance
Renters (faculty and staff) traveling on University business should
decline the loss damage waiver (LDW) option, supplemental liability coverage, personal
accident insurance and other additional insurance options when renting a car for business
purposes. Such coverage is provided under the University as outlined above and is not
reimbursable. See below for details:
| Domestic/Business* Rentals |
| |
LDW/CDW |
SLI |
PAI |
| National Corp ID# 5001856 |
Comprehensive LDW/CDW included in rate. |
Included in rate and/or provided by Penn. |
Non reimbursable expense |
| Enterprise Corp ID# NA17111 |
Comprehensive LDW/CDW included in corporate rate. |
Included in rate and/or provided by Penn. |
Non reimbursable expense |
| Alamo Corp ID# 141108 |
Comprehensive LDW/CDW included in corporate rate. |
Included in rate and/or provided by Penn. |
Non reimbursable expense |
| Other car companies |
Department responsible for damage to the vehicle unless driver has taken Penn Driver Education Program. |
Provided by Penn |
Non reimbursable expense |
| *Business rentals are rentals which are being reimbursed by the University of Pennsylvania.
Must use Corp ID#s to qualify for coverages listed above. |
| Personal Rentals * |
| |
LDW/CDW |
SLI |
PAI |
| National |
If using National for a business rental and then extending your trip
for personal reasons, you may use the corporate ID number and the insurance will cover you for the duration of your
trip. If the rental is strictly personal, Penn's corporate ID number should not be used. |
Not included |
Not included |
| Enterprise |
User the Personal ID# NA17112. No insurance protection included in personal rental rates. |
Included |
Not included |
| Alamo |
Can use the corp ID# 691126 for weekend rates but no insurance protection included. |
Not included |
Not included |
| Other car companies |
Not included |
Not included |
Not included |
| * Penn Employees only |
| International Rentals |
| |
LDW/CDW |
SLI |
PAI |
| National |
Purchase |
Minimum requirement is included |
|
| Other car companies |
Purchase |
Purchase |
|
| CDW |
-Collision damage waiver usually covers damage or theft* of your rental car. |
| LDW |
-Loss damage waiver usually covers damage or theft* of your rental car. |
| SLI |
-Supplemental liability insurance protects authorized drivers against bodily injury and property damage claims. |
| PAI |
-Personal accident insurance covers medical expenses, loss of personal property and accidental death. |
| *See Enterprise Rental Car Policy |
Any additional questions about car rental insurance should be directed
to the Risk Management office at 215.898.4327.
Travelers must notify the Risk Management office immediately if an accident occurs.
Penn Driver Education Program
Employees or students renting cars for University business purposes
must take Penn's Driver Education Program. Please contact the Office of Risk Management at 215.898.4327
for more information. Policy No.
2607 of the Financial Policy states:
- Reimbursement will be subject to a departmental deductible of $250 per
occurrence. Any loss or damage sustained by a driver who has not attended the
University's Drivers' Safety Program will be subject to a 100% deductible, i.e. the department will
be responsible for the total repair cost.
Student Drivers
Students are not considered agents of the University and, thus, are
not covered by any rental car agreements between the University and preferred
rental car companies unless specifically authorized.
Students driving on behalf of Penn must be 21 years of age and have taken the Penn Driver Education Program. They should
also rent vehicles with National and Enterprise for the additional insurance coverage.
For additional information on student drivers, click here on
Student Drivers.
International Travel
For international rentals, the traveler should accept both LDW and
liability coverage. When traveling internationally, such insurance coverage will be reimbursed
by the University.
If anyone is purchasing a vehicle internationally in conjunction with a long term project,
they need to contact the Risk Management department prior to making such a purchase.
Any additional questions about international car rental insurance should
be directed to the Risk Management office at 215.898.4327.
|