University of Pennsylvania
Comptroller's Office
Travel Policies
 (effective July 1, 2008)


U@Penn


Comptroller's Office
University of Pennsylvania
Suite 312 Franklin Building
3451 Walnut Street
Philadelphia, PA 19104
215.898.7593 (Phone)
215.898.0817 (Fax)

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[ Travel ]

Car Rental Insurance
Ground Transportation :|: Car Rentals

Car Rental Insurance

Renters (faculty and staff) traveling on University business should decline the loss damage waiver (LDW) option, supplemental liability coverage, personal accident insurance and other additional insurance options when renting a car for business purposes. Such coverage is provided under the University as outlined above and is not reimbursable. See below for details:

Domestic/Business* Rentals
  LDW/CDW SLI PAI
National Corp ID# 5001856 Comprehensive LDW/CDW included in rate. Included in rate and/or provided by Penn. Non reimbursable expense
Enterprise Corp ID# NA17111 Comprehensive LDW/CDW included in corporate rate. Included in rate and/or provided by Penn. Non reimbursable expense
Alamo Corp ID# 141108 Comprehensive LDW/CDW included in corporate rate. Included in rate and/or provided by Penn. Non reimbursable expense
Other car companies Department responsible for damage to the vehicle unless driver has taken Penn Driver Education Program. Provided by Penn Non reimbursable expense
*Business rentals are rentals which are being reimbursed by the University of Pennsylvania. Must use Corp ID#s to qualify for coverages listed above.

Personal Rentals *
  LDW/CDW SLI PAI
National If using National for a business rental and then extending your trip for personal reasons, you may use the corporate ID number and the insurance will cover you for the duration of your trip. If the rental is strictly personal, Penn's corporate ID number should not be used. Not included Not included
Enterprise User the Personal ID# NA17112. No insurance protection included in personal rental rates. Included Not included
Alamo Can use the corp ID# 691126 for weekend rates but no insurance protection included. Not included Not included
Other car companies Not included Not included Not included
* Penn Employees only

International Rentals
  LDW/CDW SLI PAI
National Purchase  Minimum requirement is included  
Other car companies Purchase Purchase  

CDW -Collision damage waiver usually covers damage or theft* of your rental car.
LDW -Loss damage waiver usually covers damage or theft* of your rental car.
SLI -Supplemental liability insurance protects authorized drivers against bodily injury and property damage claims.
PAI -Personal accident insurance covers medical expenses, loss of personal property and accidental death.
*See Enterprise Rental Car Policy

Any additional questions about car rental insurance should be directed to the Risk Management office at 215.898.4327.

Travelers must notify the Risk Management office immediately if an accident occurs.


Penn Driver Education Program

Employees or students renting cars for University business purposes must take Penn's Driver Education Program. Please contact the Office of Risk Management at 215.898.4327 for more information. Policy No. 2607 of the Financial Policy states:

  • Reimbursement will be subject to a departmental deductible of $250 per occurrence. Any loss or damage sustained by a driver who has not attended the University's Drivers' Safety Program will be subject to a 100% deductible, i.e. the department will be responsible for the total repair cost.


Student Drivers

Students are not considered agents of the University and, thus, are not covered by any rental car agreements between the University and preferred rental car companies unless specifically authorized.

Students driving on behalf of Penn must be 21 years of age and have taken the Penn Driver Education Program. They should also rent vehicles with National and Enterprise for the additional insurance coverage.

For additional information on student drivers, click here on Student Drivers.


International Travel

For international rentals, the traveler should accept both LDW and liability coverage. When traveling internationally, such insurance coverage will be reimbursed by the University.

If anyone is purchasing a vehicle internationally in conjunction with a long term project, they need to contact the Risk Management department prior to making such a purchase.

Any additional questions about international car rental insurance should be directed to the Risk Management office at 215.898.4327.

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